{"id":5310,"date":"2025-02-18T13:30:18","date_gmt":"2025-02-18T16:30:18","guid":{"rendered":"https:\/\/blog.ferascor.com.br\/?p=5310"},"modified":"2025-03-21T19:57:20","modified_gmt":"2025-03-21T22:57:20","slug":"entenda-as-novas-regras-para-cancelar-plano-de-saude-por-divida","status":"publish","type":"post","link":"https:\/\/blog.ferascor.com.br\/?p=5310","title":{"rendered":"Entenda as novas regras para cancelar plano de sa\u00fade por d\u00edvida"},"content":{"rendered":"\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Neste m\u00eas, entraram em vigor as novas regras para o cancelamento de contratos de\u00a0planos de sa\u00fade\u00a0por\u00a0inadimpl\u00eancia, determinadas pela\u00a0<strong><a href=\"https:\/\/blog.ferascor.com.br\/tag\/ans\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ag\u00eancia Nacional de\u00a0Sa\u00fade\u00a0Suplementar (ANS)<\/a><\/strong>, que se aplicam a todos os contratos assinados a partir de dezembro de 2024.<\/p>\n\n\n\n<p>Com a mudan\u00e7a, <strong>o\u00a0cancelamento\u00a0s\u00f3 poder\u00e1 ocorrer ap\u00f3s o atraso de pelo menos duas mensalidades<\/strong>, consecutivas ou n\u00e3o. Anteriormente, o plano podia ser cancelado quando o benefici\u00e1rio estivesse com pelo menos uma fatura vencida h\u00e1 mais de 60 dias, consecutivos ou n\u00e3o, dentro de um per\u00edodo de um ano.<\/p>\n\n\n\n<p>O advogado e especialista em direito \u00e0 sa\u00fade e s\u00f3cio do Vilhena Silva Advogados, <strong>Caio Henrique Fernandes<\/strong>, afirma que as mudan\u00e7as se aplicam a diferentes tipos de benefici\u00e1rio, n\u00e3o existindo distin\u00e7\u00e3o entre\u00a0planos individuais\u00a0e familiares.<\/p>\n\n\n\n<p>As altera\u00e7\u00f5es s\u00e3o regulamentadas pela <a href=\"https:\/\/www.ans.gov.br\/component\/legislacao\/?view=legislacao&amp;task=textoLei&amp;format=raw&amp;id=NDQ2Nw==\" target=\"_blank\" rel=\"noreferrer noopener\">Resolu\u00e7\u00e3o Normativa n\u00ba 593\/2023<\/a>. Segundo o <strong><a href=\"https:\/\/blog.ferascor.com.br\/tag\/procon-sp\/\" target=\"_blank\" rel=\"noreferrer noopener\">Procon-SP<\/a><\/strong>, as novas regras atendem uma antiga reivindica\u00e7\u00e3o, que busca evitar que consumidores tenham seus planos cancelados por falhas de comunica\u00e7\u00e3o.<\/p>\n\n\n\n<p class=\"has-small-font-size\">Fonte: <a href=\"https:\/\/www1.folha.uol.com.br\/mercado\/2025\/02\/entenda-as-novas-regras-para-cancelar-plano-de-saude-por-divida.shtml\" target=\"_blank\" rel=\"noreferrer noopener\">Folha de S. Paulo<\/a><\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Neste m\u00eas, entraram em vigor as novas regras para o cancelamento de contratos de\u00a0planos de sa\u00fade\u00a0por\u00a0inadimpl\u00eancia, determinadas pela\u00a0Ag\u00eancia Nacional de\u00a0Sa\u00fade\u00a0Suplementar&hellip;<\/p>\n","protected":false},"author":1,"featured_media":3693,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[22],"tags":[37,35],"class_list":["post-5310","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-ans","tag-planos-de-saude"],"featured_image_link":"https:\/\/blog.ferascor.com.br\/wp-content\/uploads\/2024\/08\/saude-economia_ferascor.webp","_links":{"self":[{"href":"https:\/\/blog.ferascor.com.br\/index.php?rest_route=\/wp\/v2\/posts\/5310","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.ferascor.com.br\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.ferascor.com.br\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.ferascor.com.br\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.ferascor.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5310"}],"version-history":[{"count":1,"href":"https:\/\/blog.ferascor.com.br\/index.php?rest_route=\/wp\/v2\/posts\/5310\/revisions"}],"predecessor-version":[{"id":5311,"href":"https:\/\/blog.ferascor.com.br\/index.php?rest_route=\/wp\/v2\/posts\/5310\/revisions\/5311"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.ferascor.com.br\/index.php?rest_route=\/wp\/v2\/media\/3693"}],"wp:attachment":[{"href":"https:\/\/blog.ferascor.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5310"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.ferascor.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5310"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.ferascor.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5310"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}